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Individual Voluntary Arrangements (IVAs)

An IVA could be the answer to your debt problems

Life becomes difficult when debts start to become unmanageable, especially when you can't even afford to pay the minimum required. Creditors call and write frequently requesting payments you simply can't afford. You possibly start to think that there's no other way out than bankruptcy and what that will mean to you, your family and your property if you're a home owner.

Find out if you qualify - Fill out the Debt Wizard now

Would an IVA suit your circumstances? Are there other solutions that would work better for you? Simply enter your debt details into the on-line Debt Wizard for instant feedback.

There are alternatives to bankruptcy

An IVA is a Government backed way of working your way out of serious levels of unmanageable debt. It's a legally binding agreement between you and your creditors which means;