Is it possible to have a joint IVA?

You can’t have a joint IVA with your partner. You can both apply for an IVA at the same time if you have a large level of joint unsecured debts. In this case both of your IVA applications would have to be approved by your creditors in order to proceed. If one was accepted and the other rejected then neither person’s application would be taken any further.

If your partner’s level of debt including their joint debt was below £10,000 then they would not be eligible for an IVA and you would have to proceed with your own but with your partner’s debt repayments taken into account when calculating your own affordable monthly IVA repayment.

Call now on 08000 43 43 47 to discover if an IVA could be the solution to your debt problems or complete our IVA Wizard and see if you qualify for an IVA